Owning a Smoky Mountain cabin or other rental property is an incredible investment. Hosting those properties on Airbnb, Vrbo, or with a local property management company can turn those mountain views into steady income. But short-term rentals also come with risks that typical homeowners policies don’t fully address. So let’s take a look at what […]
August 18, 2025
Late summer often brings strong storms, heavy rain, and even hurricanes in some parts of the country. If you’re a homeowner, it’s important to know what your insurance policy does—and doesn’t—cover before storm season peaks. Many people assume they’re fully protected, only to find out too late that they need separate flood insurance or additional […]
August 13, 2025
Hurricane season is here, and whether you’re on the coast of Florida or in the hills of Tennessee, one thing is clear: flooding can happen anywhere. At Sparks Insurance, we find that many homeowners are surprised to learn that standard homeowners insurance does not cover flood damage. If your home floods and you don’t have […]
July 17, 2025
Summer is the season for travel, but it’s also the season for unexpected risks. Whether you’re planning a weekend road trip or an extended vacation, it’s important to make sure your insurance coverage is up to date. From your car and home to your travel plans, a quick review of your policies can give you […]
July 10, 2025
More pet owners are turning to insurance to help cover rising veterinary costs. For many people, pets are more than just animals—they’re beloved members of the family. From annual checkups to unexpected emergencies, keeping your pet healthy can be expensive. That’s why more pet owners are turning to insurance to help manage those costs and […]
June 23, 2025
Everything first-time and seasoned boat owners need to know about protecting their investment. Boating is a favorite pastime, especially in the South and along the coast, where life on the water really comes alive in the summertime. Whether you’re cruising the bay, casting a line, or spending weekends making memories with friends and family, owning […]
June 12, 2025
Jewelry often holds both sentimental and financial value. Whether it’s a family heirloom passed down through generations, a brand-new engagement ring, or a luxury watch you’ve treated yourself to—these items deserve the kind of protection you can count on. The truth is many people don’t realize that standard home insurance policies may not fully cover […]
May 19, 2025
Life changes—like marriage, children, or income shifts—are the perfect time to review and update your life insurance coverage. Life insurance can provide for your family members and loved ones in the event of the unthinkable. Many purchase life insurance when they start a family and keep their policy throughout adulthood. Periodically reviewing your life insurance […]
May 15, 2025
Buying your first home is an exciting milestone—but it can also feel overwhelming at times. From understanding your financial position to navigating the homebuying process, there’s a lot to consider. At Sparks Insurance, we’ve combed through trusted resources to compile our top tips to guide you through your first home purchase with confidence. And as […]
April 16, 2025
Working from home can affect your insurance coverage—here’s what to review and how to stay protected. Working from home involves many unique insurance considerations. If you have a remote job, whether hybrid or full-time remote, taking these considerations into account can help ensure you have proper insurance coverage. Insurance protects you from financial liability when […]
April 15, 2025
