Our Blog

  • A Guide to Insuring Jewelry, Engagement Rings, and Valuables

    Jewelry often holds both sentimental and financial value. Whether it’s a family heirloom passed down through generations, a brand-new engagement ring, or a luxury watch you’ve treated yourself to—these items deserve the kind of protection you can count on. The truth is many people don’t realize that standard home insurance policies may not fully cover […]

    May 19, 2025

  • When to Review and Update Your Life Insurance Policy

    Life changes—like marriage, children, or income shifts—are the perfect time to review and update your life insurance coverage. Life insurance can provide for your family members and loved ones in the event of the unthinkable. Many purchase life insurance when they start a family and keep their policy throughout adulthood. Periodically reviewing your life insurance […]

    May 15, 2025

  • First-Time Homebuyer Tips: Your Guide to a Confident Purchase

    Buying your first home is an exciting milestone—but it can also feel overwhelming at times. From understanding your financial position to navigating the homebuying process, there’s a lot to consider. At Sparks Insurance, we’ve combed through trusted resources to compile our top tips to guide you through your first home purchase with confidence. And as […]

    April 16, 2025

  • Insurance Considerations for Remote Workers

    Working from home can affect your insurance coverage—here’s what to review and how to stay protected. Working from home involves many unique insurance considerations. If you have a remote job, whether hybrid or full-time remote, taking these considerations into account can help ensure you have proper insurance coverage. Insurance protects you from financial liability when […]

    April 15, 2025

  • Rain gutter full of autumn leaves with a baseball

    Seasonal Home Maintenance Tips to Prevent Insurance Claims

    Keep your home safe and avoid costly insurance claims with these seasonal maintenance tips. Your home requires regular maintenance and upkeep. Taking care of your home can help you prevent damage that leads to insurance claims. Every home is unique in its seasonal care requirements, but this checklist can serve as a starting point for […]

    March 26, 2025

  • Ways to Avoid Common Homeowner Insurance Claims

    Accidents happen, and sometimes you need to file an insurance claim. However, many common homeowners’ insurance claims can be prevented with the right precautions. Taking proactive steps to protect your home can reduce your risk and help you avoid costly damage. Whether it’s fire damage, water-related issues, or theft, understanding these risks and implementing preventative […]

    March 11, 2025

  • Car Insurance Hacks to Save You Money

    Car insurance is essential for protecting yourself and your vehicle (and is required by law in most states). This doesn’t mean you should overpay for coverage though. With the right strategies in place, you can reduce your premiums without compromising on your coverage. Here are ten effective car insurance hacks to help you save money […]

    February 18, 2025

  • Insurance for Small Businesses: What You Need to Know

    Just as you need personal insurance for your home and vehicle, if you are a small business owner, you should also have commercial insurance for your business. Commercial insurance can help protect your business from financial risk when a variety of covered events occur. As a business owner, it’s important to choose the right type […]

    February 12, 2025

  • Winter in the South

    Adventures in the South don’t hibernate in the winter. If you find yourself in Knoxville, Atlanta, Birmingham, or Tampa this winter, know there are plenty of ways to fill your days—outdoor adventure, indoor fun, cozy getaways, and more. Here’s your quick guide to experiencing the South during the winter season. Knoxville, Tennessee The Great Smoky […]

    January 20, 2025

  • What to Do After a Car Accident: A Step-by-Step Guide

    When you’re involved in a car accident, your full coverage auto insurance policy can help protect you from financial liability. Knowing what to do immediately after an accident and how to file a claim can help make this experience less stressful overall. Here’s what you need to know.  At the Scene Once an accident occurs, […]

    January 8, 2025

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