When temperatures drop, both your heating bill and your risk of insurance claims can rise. Winter often brings higher energy usage—but it also increases the chances of house fires, frozen pipes, and weather-related damage. The good news is that many of the steps you can take to improve efficiency will also help protect your home […]
November 12, 2025
Hello, November! It’s the start of the sprint to the year’s finish line, filled with holiday gatherings, packed schedules, endless to-do lists, and financial pressures—all to make the season enjoyable with those you care about. But let’s be honest, while the holidays are joyful, they can also bring a lot of stress. Managing stress is […]
November 4, 2025
Halloween should be all about kids, costumes, candy, and great memories—not close calls. Below are simple, parent-approved trick-or-treat safety tips to help your crew stay visible, cross streets safely, and enjoy the night. And if you’re hosting at home, we’ve got you covered, too. At Sparks Insurance, we’re all about protecting what matters most—on Halloween […]
October 13, 2025
Fall festivities are fun—until they lead to a costly insurance claim. With cooler weather and the excitement of Halloween, October is a time when many homeowners decorate, entertain, and spend more time indoors. It’s also a season when insurance claims—especially for fire, injury, and property damage—tend to rise. Whether you’re carving pumpkins, hosting friends, or […]
October 9, 2025
Back-to-school season is exciting—and a little stressful—especially if there’s a new driver in the family. Whether your teenager is commuting to high school, driving themselves to sports practice, or heading off to college, it’s important to make sure your auto insurance is up to date. Teen drivers face unique risks, and getting the right coverage […]
September 10, 2025
A big thank-you to our neighbors, partners, and the Pigeon Forge Chamber for an unforgettable grand opening. On Wednesday, September 3rd, we officially opened the doors to our newest Sparks Insurance location on Teaster Lane in Pigeon Forge—and what a day it was. From the moment the Pigeon Forge Chamber helped us “make it official” […]
September 9, 2025
Owning a Smoky Mountain cabin or other rental property is an incredible investment. Hosting those properties on Airbnb, Vrbo, or with a local property management company can turn those mountain views into steady income. But short-term rentals also come with risks that typical homeowners policies don’t fully address. So let’s take a look at what […]
August 18, 2025
Late summer often brings strong storms, heavy rain, and even hurricanes in some parts of the country. If you’re a homeowner, it’s important to know what your insurance policy does—and doesn’t—cover before storm season peaks. Many people assume they’re fully protected, only to find out too late that they need separate flood insurance or additional […]
August 13, 2025
Hurricane season is here, and whether you’re on the coast of Florida or in the hills of Tennessee, one thing is clear: flooding can happen anywhere. At Sparks Insurance, we find that many homeowners are surprised to learn that standard homeowners insurance does not cover flood damage. If your home floods and you don’t have […]
July 17, 2025
Summer is the season for travel, but it’s also the season for unexpected risks. Whether you’re planning a weekend road trip or an extended vacation, it’s important to make sure your insurance coverage is up to date. From your car and home to your travel plans, a quick review of your policies can give you […]
July 10, 2025
