Owning a Smoky Mountain cabin or other rental property is an incredible investment. Hosting those properties on Airbnb, Vrbo, or with a local property management company can turn those mountain views into steady income. But short-term rentals also come with risks that typical homeowners policies don’t fully address. So let’s take a look at what […]
August 18, 2025
Late summer often brings strong storms, heavy rain, and even hurricanes in some parts of the country. If you’re a homeowner, it’s important to know what your insurance policy does—and doesn’t—cover before storm season peaks. Many people assume they’re fully protected, only to find out too late that they need separate flood insurance or additional […]
August 13, 2025
Hurricane season is here, and whether you’re on the coast of Florida or in the hills of Tennessee, one thing is clear: flooding can happen anywhere. At Sparks Insurance, we find that many homeowners are surprised to learn that standard homeowners insurance does not cover flood damage. If your home floods and you don’t have […]
July 17, 2025
Summer is the season for travel, but it’s also the season for unexpected risks. Whether you’re planning a weekend road trip or an extended vacation, it’s important to make sure your insurance coverage is up to date. From your car and home to your travel plans, a quick review of your policies can give you […]
July 10, 2025
Jewelry often holds both sentimental and financial value. Whether it’s a family heirloom passed down through generations, a brand-new engagement ring, or a luxury watch you’ve treated yourself to—these items deserve the kind of protection you can count on. The truth is many people don’t realize that standard home insurance policies may not fully cover […]
May 19, 2025
Buying your first home is an exciting milestone—but it can also feel overwhelming at times. From understanding your financial position to navigating the homebuying process, there’s a lot to consider. At Sparks Insurance, we’ve combed through trusted resources to compile our top tips to guide you through your first home purchase with confidence. And as […]
April 16, 2025
Working from home can affect your insurance coverage—here’s what to review and how to stay protected. Working from home involves many unique insurance considerations. If you have a remote job, whether hybrid or full-time remote, taking these considerations into account can help ensure you have proper insurance coverage. Insurance protects you from financial liability when […]
April 15, 2025
Accidents happen, and sometimes you need to file an insurance claim. However, many common homeowners’ insurance claims can be prevented with the right precautions. Taking proactive steps to protect your home can reduce your risk and help you avoid costly damage. Whether it’s fire damage, water-related issues, or theft, understanding these risks and implementing preventative […]
March 11, 2025
Car insurance is essential for protecting yourself and your vehicle (and is required by law in most states). This doesn’t mean you should overpay for coverage though. With the right strategies in place, you can reduce your premiums without compromising on your coverage. Here are ten effective car insurance hacks to help you save money […]
February 18, 2025
Finding the perfect gift during the holiday season can feel like a challenge—especially for those loved ones who seem to already have everything. If you’re looking to skip the stress and give a truly meaningful gift, consider something unique this year: the gift of peace of mind. Gifting insurance to a loved one might not […]
December 18, 2024
