Category: Homeowners Insurance


  • Kids trick or treating in front of a house.

    The Trick to Having a Safe Halloween

    Boo! Halloween is almost here – Are you ready for a safe, fun holiday? Follow these safety tips for an enjoyable night of tricks and treats. Halloween is approaching quickly! This night of tricks and fun is a fantastic opportunity to decorate your home, have fun with the kids, and enjoy a few spooks on […]

    October 10, 2024

  • Is It Time to Review Your Insurance? How Often You Should Check Your Coverage

    Regularly reviewing your insurance coverage is a crucial step in protecting your financial well-being. Life is ever-changing, and as circumstances evolve, your insurance needs may also shift. Ensuring your policies are up to date can help you maintain adequate protection, minimize costs, and be prepared for unexpected events. At Sparks Insurance we are here to […]

    October 10, 2024

  • Flood Insurance: Do I need it? Am I Covered? Am I really at risk?

    Floods are one of the most common and costly natural disasters in the United States, yet many homeowners aren’t sure if they need flood insurance. The decision can be influenced by a variety of factors, including where you live, the likelihood of flooding in your area, and the financial implications of flood damage. Let’s dive […]

    August 9, 2024

  • Understanding the Rise in Insurance Rates and How to Keep Them Down

    In recent years, many policyholders have noticed an unsettling trend: their insurance rates are steadily climbing. Whether it is a homeowner’s policy or automobile policy, this rise can be attributed to a combination of factors, including economic changes, increased risk factors, and evolving insurance industry practices. Understanding these reasons is crucial for consumers aiming to […]

    July 12, 2024

  • Paper cutouts in grass

    Understanding Home Insurance Coverage

    Explore the ins and outs of home insurance coverage. From types to coverage limits, learn how to secure your home against unexpected disasters. Household disasters happen. Problems like lightning strikes, household fires, and damage from wind can cause a host of problems that can be expensive to repair. While every homeowner lives with the risk […]

    May 8, 2024

  • Caucasian hand and holding pen to pad that says "New Year's Resolution, 1., 2., 3., 4., 5."

    Happy New Year! How to Select the Best New Years Resolutions

    Are you struggling to create a New Year’s resolution? We’ll go over some of the most popular resolutions and how to pick one. Happy New Year! Now that 2023 is coming to a close, millions of people may be thinking about their New Year’s Resolutions. Many people vow to improve something about themselves at this […]

    December 12, 2023

  • Person carving a pumpkin

    Boo! How to Avoid Scary Pumpkin Carving Accidents

    Halloween is a time for spooks and scares but not a great time for scary injuries. Protect yourself from pumpkin carving injuries this Halloween. According to U.S. News and World Report, 44% of Halloween-related injuries in 2018 were related to pumpkin carving activities. This Halloween, save yourself a trip to the doctor or emergency room. […]

    October 20, 2023

  • Man sitting on beach watching four security camera views on his laptop.

    Home Protection While On Vacation: 7 Tips That Make a Difference

    Before leaving on vacation, ensure your house is safe. These 7 tips can help protect your home from intruders and more. Vacation should be a time of relaxation, enjoyment, and happiness, but that all gets harder if you’re worried about what’s happening at home. Many things can go wrong on your property on any given […]

    July 12, 2023

  • Tornado Shelter directional street sign with backdrop of dark and cloudy skies

    Tornado Tips: How to Be Prepared

    It’s important to be prepared and know what to do in the event of a tornado. Know the warning signs and how to protect yourself. This time of year, the trees are budding, flowers are starting to grow, and the skies begin to fill with ominous storms. Late spring and early summer are the most […]

    April 11, 2023

  • View of roof with shingles coming off

    Spring Is Here! Time to Assess the Condition of Your Roof

    It’s time to assess the condition of your roof! In this article, you’ll learn about how to maintain your roof this spring. Now that you’ve made it through the long, hard winter, addressing home repair issues that may have surfaced in the last several months is essential. At this time of year, it’s especially important […]

    March 8, 2023

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