Accidents happen, and sometimes you need to file an insurance claim. However, many common homeowners’ insurance claims can be prevented with the right precautions. Taking proactive steps to protect your home can reduce your risk and help you avoid costly damage. Whether it’s fire damage, water-related issues, or theft, understanding these risks and implementing preventative […]
March 11, 2025
Car insurance is essential for protecting yourself and your vehicle (and is required by law in most states). This doesn’t mean you should overpay for coverage though. With the right strategies in place, you can reduce your premiums without compromising on your coverage. Here are ten effective car insurance hacks to help you save money […]
February 18, 2025
Just as you need personal insurance for your home and vehicle, if you are a small business owner, you should also have commercial insurance for your business. Commercial insurance can help protect your business from financial risk when a variety of covered events occur. As a business owner, it’s important to choose the right type […]
February 12, 2025
Adventures in the South don’t hibernate in the winter. If you find yourself in Knoxville, Atlanta, Birmingham, or Tampa this winter, know there are plenty of ways to fill your days—outdoor adventure, indoor fun, cozy getaways, and more. Here’s your quick guide to experiencing the South during the winter season. Knoxville, Tennessee The Great Smoky […]
January 20, 2025
When you’re involved in a car accident, your full coverage auto insurance policy can help protect you from financial liability. Knowing what to do immediately after an accident and how to file a claim can help make this experience less stressful overall. Here’s what you need to know. At the Scene Once an accident occurs, […]
January 8, 2025
Statistics show that approximately 1 out of every 2 renters have renters insurance. Some people choose not to get this type of insurance because they misunderstand how the insurance works and what the benefits might be. Below, we’ve debunked five renters insurance myths to help you decide if renters insurance is right for you. Myth […]
December 9, 2024
As temperatures drop and heating expenses climb, maintaining a warm home without over-relying on your heating system becomes essential. Here are six effective strategies to keep your living space cozy during the colder months: 1. Seal Drafts with Weatherstripping Drafts around windows and doors can significantly reduce indoor warmth. Applying weatherstripping is a straightforward solution […]
November 21, 2024
Boo! Halloween is almost here – Are you ready for a safe, fun holiday? Follow these safety tips for an enjoyable night of tricks and treats. Halloween is approaching quickly! This night of tricks and fun is a fantastic opportunity to decorate your home, have fun with the kids, and enjoy a few spooks on […]
October 10, 2024
Regularly reviewing your insurance coverage is a crucial step in protecting your financial well-being. Life is ever-changing, and as circumstances evolve, your insurance needs may also shift. Ensuring your policies are up to date can help you maintain adequate protection, minimize costs, and be prepared for unexpected events. At Sparks Insurance we are here to […]
October 10, 2024
Fall in the South is a time when the temperatures begin to cool, leaves begin to change, families get outside more, and there are adventures around every corner. From hiking through colorful landscapes to attending harvest festivals and football games, the season offers a unique blend of nature and culture, perfect for enjoying the crisp […]
September 16, 2024
